Earn Money By Referring Apps

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Refer and earn apps 2021 – there are several apps in India which allows you to earn money by referring the apps to your friends which is also known as invite and earn apps. Through this, the companies can cut down money in promotion and distribute among the customers as a loyalty return.

It has a referral program. Refer and earn $25 per account holder who upload or receive $1000 in cumulative transactions. Your referral get $25 too. Related: I made a list of programs to earn money online that pay through Payoneer. CashPirate is one of the best money making apps to earn money easily. Like Mint Coins, you can download the apps to make money, trying free products, watching videos & referring your friends. You can earn 10% of earnings that each of your referral earn & 5% from their referral. Investment advisers cannot earn a commission by referring clients: Sebi Premium iFast Financial had asked the regulator if an adviser who refers clients to another party can charge a referral fee.

Here is the list of direct links to the refer and earn apps. For further explanation scroll down and click on any of the app. Check out the best refer and earn apps or invite and earn apps.

Check out the list to earn money by referring your friends.

  1. Upstox – refer and earn Rs.500 to your bank account. Invite link here
  2. PhonePe – refer and earn Rs.100 to your bank account. Invite link here
  3. Google Pay – refer and earn Rs.130 to your bank account. Invite link here
  4. Amazon Pay – refer and earn Rs.31 to your bank account. Invite link here [Code: 9UAHJD]
  5. CreditMantri – refer and earn Rs.100 Paytm cash – Invitation link here
  6. YouGov – refer and earn Rs.3600 Paytm cash – Invitation link here
  7. Cred App – refer and earn Rs.150 worth gift vouchers. Invitation link here
  1. 1Top 7 Refer and Earn Apps
  2. 2What is Refer and Earn?

Top 7 Refer and Earn Apps

Here is the list of “Top 7 Refer and Earn Apps” click on any of the links to directly jump to the particular section.

Upstox – refer and earn app

Upstox is India’s fastest growing stock brokers. You might have heard the news that Ratan Tata has invested in Upstox. It is a platform where one can invest in share market and mutual funds. For the new joiner, Upstox provides a free beginners course on the share market (depending on the offer provided). Upstox pro mobile app is user friendly, and easy to use.

Cash app earn free money

Demat account is required to start investing in the share market. It is a good habit which you can develop. After opening the account you can start referring your friends to make money. Referring a single friend will give you about Rs500 (depending on the offer provided, the value may change). So, why wait, open an account and start earning.

Requirements to Open Demat account in Upstox

  • Aadhar Linked to Mobile Number.
  • Pan Card
  • Bank Account Details
  • Signature on White Paper

Phonepe – refer and earn app

Phonepe app refer and earn – Rs.100 for Signup and Rs.100 for ReferralThe PhonePe is a simple app used to transfer money from the bank. With PhonePe app, you can transfer money among friends or you can even pay in shops by scanning the QR code. PhonePe also offers much cashback for the transaction made in outlets, petrol pumps, restaurants, and so on.
Phonepe app refer and earn – You can refer your friends to download the app and get Rs.100 credited to your bank account directly. First-time users also get Rs.100 credited when you link your bank account to PhonePe app.

How to refer and earn in PhonePe

Step 1: Download the PhonePe app
step 2: Register your contact number with which your bank account is registered
Step 3: Click on add bank and choose the bank name
Step 4: Create or give the existing UPI pin
Step 5: Enter the last 4 digits of your debit card
Step 6: Do UPI transaction you will get Rs.100 credited to the bank account
Step 7: Refer your friend with your referral link to get Rs.100 credited to the bank account

Google Pay/Tez – refer and earn app

Google Pay/Tez refer and earn – Get Rs.71 on Signup and Rs.131 for Refer
Google Pay/Tez app bu Google allows the user to transact money easily with your mobile phone. Transferring money to bank account is made easy like never before. It is very convenient to pay money to your friends or to a shopkeeper via Google Pay. Google Pay also offers much cashback for each of the transaction made. The more interesting part is that the setting up the Google pay account is very easy. It also gives you Rs.131 for each of the referral made.

How to refer and earn in Google Pay/Tez

Step 1: Download the Google Pay/Tez app from the link.
Step 2: Register your mobile number which is linked with the bank
Step 3: Add bank account
Step 4: Make your first payment by sending minimum Rs.1 to any of your friends.
Step 5: Rs 71 will be added to your bank account as a signup bonus. You also get Rs 131 for each referral.

Amazon Pay – Refer and Earn [Code: 9UAHJD]

Amazon Pay refer and earn: Amazon pay allows you to send and receive money easily, its another app like Phonpe and Google Pay. You can invite your friends to register in Amazon Pay and when they send money to someone you will be getting the referral amount.

Amazon Pay is now providing referral amount of Rs.31 to the users.

How to signup and refer in Amazon Pay

Following are the steps to signup and refer and earn in Amazon Pay app.

  • Download the Amazon app from the below link. Click on the below button.
  • It will take you to the Amazon Pay section if you already have the app.
  • Set up the account with the bank details.
  • Send min Rs.1 to any one of your friend.
  • Goto invites and earn section and share the invitation link with your friends.
  • You will receive 31rs once your friend joins and make the first transaction.

CreditMantri – refer and earn apps

CreditMantri app or website gives you refer and earn a reward of Rs 100 Paytm cash on 3 successful referrals.
What is CreditMantri? CreditMantri allows you to know your cibil score and brings you the eligible loan amount and provider. With the help of this website or app, you can easily compare the loan details and opt one which gives you the lowest interest.

Refer and earn with CreditMantri

  • Visit the CreditMantri portal here
  • Enter your mobile number and verify the OTP.
  • You can see the cibil score on giving your personal mobile number which is registered with bank.
  • Fill in the details like Nam, email address, etc.
  • Go to refer and earn option, share it among your friends.
  • When 3 of your friend signup and check their cibil score, you will get Rs.100 credited to your Paytm wallet within 7 days.
  • There is no limit for the referral cash and you can invite an unlimited number of your friends.

YouGov Online Survey – Refer and Earn Paytm Money

Earn Money By Referring Apps Like

Yougov is a website which allows you to earn money by attending online surveys and referring your friends. The online survey is genuine and does not require any investment.

Most of the surveys will award you between 300 to 500 points. The welcome survey gives you 50 points as a signup bonus. The withdrawal can be made via Paytm by the residents of India. The value of 5000 points = INR 3600.

How to refer and earn with YouGov India?

Here are the steps to earn money with YouGov India.

  • Sign up on the website.
  • Complete profile by filling the details required.
  • Verify your email address and give the mobile number in which Paytm is active.
  • Start answering surveys.
  • Go to refer option and send the referral links to your friends.
  • You will get 200 points once your friend completes 6 surveys.
  • Remember 5000 points = INR 3600, you can redeem it to your Paytm wallet.

Cred App – Rewards for Credit Card Payment

Cred app allows you to pay and manage your credit card. You can monitor the transactions happening through your credit card and have an eye on the expenses. With Cred you can also easily identify if there is any unnecessary deduction from your account.

Moreover, you can earn points for paying credit card through the Cred app, these points can be used for purchasing various items listed in the app. Cred app also allows you to refer and earn. You can earn 10 cred coins for each referral. It can be redeemed as Amazon, Flipkart, and Uber gift vouchers worth rs 1000, 500, and 150 respectively.

Uber promo codes for existing users india: there are a lot Uber promo codes for the new users which all the companies offer to make customers try their app. But it is difficult to find uber promo codes for the existing user, this will be happy news for those searching for Uber promo codes as sharing this app with anyone of your friends will reward you Uber voucher worth Rs150 easily without any difficulties.

How to refer and earn with Cred app?

Here are the steps to use the Cred app.

  • Download the app – ‎CRED – Pay credit card bills.
  • Varify your registered mobile number and credit card.
  • Get Rs.50 instantly credited to your credit card.
  • Make credit card payment. You will get coins rewarded based on your credit card’s bill amount, which you can redeem with online purchase from platforms such as Myntra, Uber, Cleartrip and so on.
  • In addition, you may refer your friends to download the app.
  • When a friend joins and makes credit card payment you get 10 gems.
  • The value of gems is given below
    • 10 gem = Uber voucher worth Rs.150
    • 20 gem = Flipkart gift voucher worth Rs.500
    • 30 gem = Amazon gift voucher worth Rs.1000

What is Refer and Earn?

Refer and earn is the process in which a referer earns some rewards for referring a product or service to a referee. The referer is the one who refers and the person who is being referred to is known as a referee.

How does refer and earn apps work?

Refer and earn apps: Companies spend a lot of money in the process of marketing and advertising. In this case, the company has to pay the whole amount regardless of the conversion.

But when it comes to referral the amount is paid only after a successful conversion. The referral programs are a very powerful way of promotion as it directly makes the people take action such as installing the app or making transactions. Through this, the company also make use of the opportunity to give something back to the customers.

Disclosure: This post may contain affiliate links. We may receive a commission when you click on them, but this is at no extra cost to you. Read our privacy policy for more information.

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Money making apps are a great way to earn some extra income in your spare time. They provide a quick way to get cash on the go without much extra effort. But you want to know the best way to earn money from these apps? Referring your friends.

Some apps give a specific percentage per referral, and some give a specific cash bonus – as much as $10 per friend referred.

Not only that, but once your friend signs-up using your referral link or code, all of the work is left up to them, meaning you don’t have to do a thing to earn some extra cash.

Here are our top 10 choices for money making apps with the best referral programs (and thanks for using our referral links!). See one that’s not on the list and should be? Let us know in the comments below.

Table of Contents

  • 1. Ibotta
  • 2. Swagbucks
  • 3. Ebates
  • 4. Checkout 51
  • 5. Boom Gift
  • 6. Amazon Shopping App
  • 7. AppMan
  • 8. CashPirate
  • 9. FreeAppsFast
  • 10. Slidejoy

1. Ibotta

If you’ve been following the FFL blog for a while now, you’ve probably heard of Ibotta. Not only is it one of the easiest ways to earn cash back on groceries, but it has one of the best referral bonuses I’ve seen.

Ibotta is available for both Android and iPhone devices and pays you to scan your grocery receipt. If you buy a specific product that matches one of the groceries that Ibotta sponsors, you can get cash back for your grocery purchase.

Earn anywhere from $.20 cents to $10 per item. On average I’d say you can get about $.50 cents per product.

New product offers are presented each week, and I make an extra $10 – $20 per month with a limited amount of effort.

The Referral Bonus

The best part about Ibotta is their referral bonus at $10 per referral – Incredible?!?! When your friend uses your referral link to sign-up and scans their first receipt, you get $10, and your friend also gets $10. It’s a win-win situation.

A great way to spread the word is on Facebook, and since the app is so great anyways it’s usually not difficult to convince them to join under me.

You won’t find an app that gives such a high referral bonus for such a simple task. It’s no wonder we feature this app in our sidebar. There’s no cap to the amount of referrals earned.

2. Swagbucks

If you haven’t heard about Swagbucks from FFL, you’ve probably heard of it across a thousand other blogs on the web. This is one of the best money-making programs out there and it’s not going away any time soon.

Swagbucks makes it incredibly easy for you to earn some quick cash online. You can watch videos, take surveys, participate in daily polls, shop online and much more to earn extra cash.

Each time you complete a task, you’re given points called Swagbucks that can be exchanged for cash prizes such as gift cards or PayPal withdrawals.

Making money with Swagbucks is so easy that we even put together a passive guide to earning $70 watching Swagbucks videos from your phone.

The reason for this is because you don’t need to click anything to go to the next video since they start automatically.

The Referral Bonus

While the referral bonus for Swagbucks isn’t as high as any of the other apps we’ve previously mentioned, it’s still quite good. You earn 10% of whatever your friends earn, and it doesn’t matter how they earn their Swagbucks.

What I personally do is show my friends how easy it is to let your phone autoplay and earn points from Swagbucks videos. They earn points quickly, and I get 10% of that amount. It’s a win-win situation.

I’m not sure why, but I tend to have a tough time getting people to stay with it. It’s most likely because most people think they have to participate in surveys and other tasks to earn cash. I personally only do videos since I see every other task as time consuming.

Friends don’t need a referral code but rather use a link to sing-up under you. Usually I can at least get an extra $.50 cents per friend I refer. It’s a goldmine when they decide to stick with it.

3. Ebates

Some people consider Ebates to be more of a website than a shopping app, but we couldn’t not put it on this list. If it were a more popular phone app we’d probably rank it at #1 due to their incredible referral program.

Ebates is an online shopping portal that gives you money for using their referral links to different retailers that they’re partnered with. For example, Ebates has a relationship with Walmart, so let’s say you want to go shopping there.

Click on the Walmart link on the Ebates page to be redirected to the Walmart website. Buy something and Ebates earns a small commission. Instead of keeping this money to themselves, they give it all back to you in the form of “cash back.” If this sounds a bit confusing (because it is), you can read our full shopping portal guide.

Ebates doesn’t have the best cash back rates around compared to other shopping portals, but depending on the retailer they can have some good rates. Furthermore, they often hold promotions in which they double cash back for certain stores. You also get a free $10 gift card just for registering as a new user.

The Referral Bonus

As mentioned above, Ebates has one of the best referral programs out there. Their program works around a tier-based system, meaning the more you refer, the more you earn. Here’s what you can earn:

  • Refer 1 friend and get $10
  • Refer 2 friends and get $40

Keep in mind that if you refer 1 friend, the second friend has to be referred within a 3-month period for you to bump up to a total of $50 in referral bonuses from both. If you refer a 3rd friend it goes back down to $10, the fourth to $40, etc.

Not only that, but for each friend you refer you’ll also be entered in their vacation giveaway. Right now they’re giving away an all-expense paid vacation to Disneyland for two. While it’s highly unlikely you’ll win, it’s still a nice touch.

In order to receive your referral bonus, your friend will have to receive cash back from at least one store. Ebates now has the option to earn cash back in-store as well, one of the only shopping portals that currently provides this option.

4. Checkout 51

It wasn’t until recently that Checkout 51 became a top contender for one of the best money making app referral programs. Until as of a couple of weeks ago, they didn’t even have a referral program. You could use the app all you want, but there wasn’t any incentive to really spread the word.

Like Ibotta, Checkout 51 also pays you to scan your grocery receipts to your phone. The key difference between the two is that while it matters where you shop with Ibotta, you can shop at any store and still get cash back with Checkout 51. Buying bananas at Trader Joe’s, Walmart, or a grocery store no one has ever heard of? Scan the receipt and you’ll still get an extra $.25 cents.

However, Ibotta wins in the sense that they do tend to have a lot more offers. Furthermore, it’s only a slight disadvantage that you have to shop at specific stores when using their since they’re now partnered with a wide variety of different retailers. If most people have heard of it, you should be able to scan your receipt.

The Referral Bonus

Now when a friend uses your referral link to sign-up for Checkout 51, you both earn a referral bonus of $5 after your friend gets validated for scanning their first receipt. This requires almost no effort, and again, since the app is so great it shouldn’t be a problem convincing your friend.

It usually takes 24 hours before your accounts get credited, and there’s no cap on the amount of referrals earned.

There is one minor setback, however. Since this is such a new referral program, Checkout 51 is still in the testing phase.

They had originally planned to stop the program on June 15th, but since it’s been doing so well they’ve extended it until the end of June. Be sure to check back here for updates, as we’ll definitely cover it if they decide to extend the bonus even further (let’s hope they do!).

5. Boom Gift

Not many people have heard of the Boom Gift App (code 6702298 for bonus on sign-up) which is quite unfortunate. It has a high potential for earning from your smartphone, and comes with one of the highest referral bonuses around.

Boom Gift is a mobile app available for both iOS and Android devices that pays you for download apps and trying them out. Usually the only thing that’s required is to download the app and open it.

However, we recommend opening it for a minimum of 30 seconds to ensure that your account gets credited.

Most apps pay anywhere from $.50 cents to $1 per download, and their selection is updated quite frequently. Using this app alone without any referral bonus could net you around an extra $15 – $20 per month. Not bad for simply making a few installations.

All apps can be deleted from your phone once you’ve received your cash. If you don’t receive credit, try reinstalling the app and opening it once again. There are also a few other ways to earn cash such as surveys, daily check-ins and more.

The Referral Bonus

Best Apps To Earn Money

And here comes the best part: the referral bonus. You don’t receive a one-time bonus each time you refer a friend, but rather a percentage of what they earn. You earn 30% of all of your friends earnings when they sign-up using your referral link.

We jus mentioned above that you can make around $15 – $20 a month downloading apps alone from Boom Gift. Just think if you had 10 friends – all of them together would make a minimum of $150 per month. You would get 30% of that, or $45 per month basically doing nothing. All you would have to do is cash out and rake in some easy cash.

The only tough part is convincing your friends to keep using the app. What most people don’t realize is that offers are updated quite frequently. Once they see a shortage they tend to go away and not come back for quite a long time and lose interest. Another downside is that in order to get referral credits, they can’t use a referral link. Instead, they must use a bonus code when they register. Support FFL by using the code 6702298 and also get a sign-up bonus. Thank you!

6. Amazon Shopping App

There’s probably not much explaining that I need to do for what the Amazon App does. It provides a way for you to shop for Amazon products directly from your smartphone, plain and simple. The one difference? You use an app instead of a webpage, and this is where you can rake in some extra cash.

The Referral Bonus

The reason most people don’t know about this program is that a lot of Amazon shoppers prefer to go directly to the Amazon website directly using their PC or mobile phone using a web browser. Yet if you’ve never used the Amazon App before, you get a bonus of $5 in Amazon credit just for installing it the first time.

If someone uses your referral link to install the app, they still receive their $5, but you also get a $5 referral bonus. In order to use this credit, make a purchase on Amazon and it will automatically be applied during checkout. You can use your credit on both their webpage and their mobile app.

Keep in mind that you won’t receive the referral bonus until your friend makes their first purchase using the app, which I have found quite difficult to convince them to do for one reason or another, even though they know they’re guaranteed to earn a free $5 in credit (my sales pitch must not be the best).

Almost everyone loves shopping on Amazon, so a great way to spread the word is to use Facebook or Twitter since it won’t look as much like spam. Tell your friends that they get a free $5 as a new app user.

7. AppMan

AppMan is another app like Boom Gift. You get paid to download apps and try them out. Most of the time the only thing you have to do is install the app. However, sometimes you may have to complete certain tasks on the app, such as getting to a certain level in a game, or signing-up for their email, etc. For this reason, we suggest reading the instructions carefully. before installation.

The offers on here are quite abundant. If it’s your first time installing the app, you can easily make a quick $5. Check back every 1 – 2 weeks and earn an average of $10 per month without any referrals.

One thing we do want to take note of is that if you’re using an iOS device, you must use the Safari browser. Otherwise you won’t be able to use their app.

Another word of caution is that AppMan is very strict about using proxies or a VPN. In fact, they banned my account just for having a poor internet connection. They thought I was using a VPN, but really I was just getting weak signal from using my data. You can email them explaining the situation if this happens. Yet to be on the safe side, try to use the app only when you have a good signal or strong wi-fi.

Earn Money By Referring Apps
The Referral Bonus

We love the AppMan referral bonus. They give you a bonus when your friend signs-up, plus you earn a percentage of their earnings. The reason that this app doesn’t rank higher is because it’s not as popular as the other ones, nor are their offers as abundant.

For each friend you refer, you get $5 when they install their first app. Not only that, but in addition you also get 50% of all of their earnings. This means that if your friends only use the app once, you’re still going to get some cash for your efforts.

While the 50% bonus is nice, don’t expect to earn as much from other apps that pay you to download. This is simply because their offers aren’t as frequently updated as with other apps like Boom Gift.

8. CashPirate

CashPirate (code XZQBIU for bonus) is a mobile app that unfortunately is only available for Android devices. Like Boom Gift, you also get awarded for downloading apps and trying them out. Usually this requires you to install it on your phone and leaving it open for a minimum of 30 seconds.

If you no longer wish to have the app installed, you can remove it once you receive credit. When you first install the app you should easily be able to quickly earn the minimum cash out at 2,500 coins ($2.50 USD). Keep in mind that CashPirate has no tolerance for any proxies or VPNs.

There are also other ways to earn cash such as watching videos and completing free-trail offers, but none of them pay out as much as the downloading free apps option. Expect to make anywhere from $.30 to $1 per download.

The Referral Bonus

The referral bonus isn’t as high as the other apps that pay you to download, but it’s still quite good. Offers are quite abundant as well. This means that for each friend you do refer, they should be able to stick with the app for a long time before they stop using it.

You get 10% of your friends’ earnings, and they earn a $.50 cent bonus when they use your referral code on sign-up. Expect to make around $5 – $10 a month without referrals. This means that if you convince 10 friends to sign-up and use it frequently, you could earn an extra $10/month in passive income. Just make sure they’re using an Android device first.

9. FreeAppsFast

Money

FreeAppsFast is yet another app that pays you to download apps to your phone. Like AppMan, you’ll be required to use the Safari browser on iOS devices. For Android devices you can use any browser.

Expect to earn anywhere from $.30 to $.60 cents per download. The payouts aren’t as high as other apps, but they’ve been around for a long time with a positive reputation.

One downside I’ve noticed is that it’s extremely difficult to cash out, whether it be at low or high values of gift cards. The reason being is for their incredibly large user base. Often times they run out of stock, and sometimes it takes a while for them to reload their inventory.

Either way, you can still earn a decent amount of cash. Since they’re one of the more popular apps, expect a decent amount of offers.

The Referral Bonus

FreeAppsFast is best known for their referral bonus of 50% of your friends’ earnings. While it may seem like a lot, it’s actually not as much you would receive with other apps.

The offers that they have are abundant, but if you break it down and look at how much you earn per app, you’re only getting around $.60 cents at a maximum. This amount isn’t bad, but it can make the 50% referral bonus a bit deceiving.

Either way, you can still make some good money, especially if you have some friends that frequently use the app.

10. Slidejoy

Last but not least comes Slidejoy, an app that pays you to unlock your screen. With the app installed, each time you unlock your smartphone an ad will appear. Swipe one way to view the ad in more detail, and swipe the other way to go directly to your home screen.

The reason Slidejoy is so great is because they pay quite well compared to other apps that pay you to unlock your screen. You won’t get paid every time, but you will earn some cash eventually. Keep in mind that unlock apps can also be stacked with one another. The more you have installed, the more money you will make.

For that matter we simply suggest unlocking your phone like you normally would. Doing so constantly will only be a waste of time and you won’t get paid the majority of the time since it’s based on a difficult algorithm.

We estimate that just by using the app alone you can earn an extra $10/month, just enough to pay off a small cell phone plan. This is great because you’re essentially getting paid to do something you would do anyway: unlock your phone.

This app has been featured on some of the more popular websites such as CNBC and the Wall Street Journal.

The Referral Bonus

The referral bonus with Slidejoy isn’t as high, but the retention rate with referrals is much higher. Since Slidejoy is so simple to use, your friends are more likely to stick with it.

Cash App Earn Free Money

When your friend uses your referral link to sign-up, you get 20% of all of their earnings. Keep in mind that you get paid no matter whether you view an ad or not. Just as long as the app is installed and you keep unlocking your screen, you’ll be sure to earn some extra cash.

Final Thoughts

If you use these apps without earning their respective referral bonuses, you still have a great opportunity to earn some extra cash. However, we cannot recommend this. Referral earnings are one of the easiest and most passive ways to earn income.

Earn Money Apps For Windows

The more friends you invite, the more you’re going to earn. Spread the word, and if you want you can even post your referral link in the comments down below.

Best App To Earn Money By Referring

Do you have any experience with these apps or want to recommend one to be on this list? Let us know your thoughts. Thanks for reading and happy frugaling!

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